Testing

Sivo provides a sandbox environment that can be used for development and testing purposes. Most data sent to the sandbox environment (except users and organizations) is kept separate from the live environment.
To develop against the sandbox you will need to use the sandbox API key available in the developer dashboard.

Simulating money movement

Endpoints marked with 🧪 in the API reference exist only in the sandbox — in the live environment they respond with 404. Use 🧪 Create a deposit to simulate an incoming deposit to one of your deposit accounts, so you can exercise collateral funding and repayment flows end to end without moving real money.

Tips

• Sandbox and live are selected purely by which API key you send — the base URL is the same.
• Ids you assign (accounts, receivables, entries, documents) are scoped per environment, so you can reuse the same fixtures in both.
• Exercise draws and other money-moving flows in the sandbox first; on a live key they trigger real transfers.